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prudent - Careful and using good judgement.

Though George had an urge to travel around the world, he felt it was prudent for him to finish college.

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thrifty - Being careful about not wasting things or spending too much money

Mr. and Mrs. Jones were very thrifty, and were able to retire with a nice nestegg.

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versatile - Capable of doing many things well; multi-talented

He's a versatile performer who can sing, dance, and act with ease.

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premeditated - Done with prior thought or preparation; thought out or planned in advance, often with careful consideration or intention.

The detective revealed that the crime was premeditated, with evidence showing the suspect had planned it for weeks.

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savvy - Shrewd and knowledgeable; having common sense and good judgment

Because of his savvy knowledge about investing, Warren Buffett is viewed as the guru of Wall Street.

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shrewd - Having or showing sharp powers of judgment; astute

Steve Jobs was a shrewd businessman who saw the digital revolution coming before most people did.

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ingenious - Demonstrating exceptional intelligence, originality, or resourcefulness.

She came up with an ingenious way to organize her small apartment using closets.

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nifty - Particularly good, skillful, or effective

Gene Kelly delighted audiences with his nifty footwork in his musicals.

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concise - Containing only essential information and avoiding unnecessary detail.

His explanation was concise, covering all the key points without unnecessary elaboration.

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diligent - Showing care and effort in one's work or duties

The teacher was sure that Max would do well on the law boards because Max was so diligent in his tests and papers.

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coherent - Well-organized or unified in structure or thought.

The teacher praised the student for writing a coherent essay with strong points.

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adept - Highly skilled or proficient at something.

He is adept at using graphic design software.